Refund Policy

Last updated: January 2025

Free Service Notice

Interest Rate Calculator is completely free to use. Since we don't charge for our services, traditional refund policies don't apply. However, we're committed to providing excellent user experience and addressing any concerns.

Service Overview

Interest Rate Calculator provides the following services at no cost:

  • Free financial calculators (Simple Interest, Compound Interest, Loan Calculator, Rate Converter)
  • Educational content and formula explanations
  • Interactive charts and visualizations
  • Calculation history storage (local browser storage)
  • Mobile-friendly interface

Location: Our service is operated from Shenzhen, China and provides virtual products only.

No-Cost Guarantee

We guarantee that our core calculator services will always remain free for personal use. Users will never be charged for:

  • Accessing any of our calculator tools
  • Viewing calculation results
  • Using educational content and formulas
  • Generating charts and graphs
  • Storing calculation history locally

Third-Party Services

While our calculator is free, we may display advertisements through Google AdSense. These ads are not our products, and any purchases made through advertisements are subject to the third-party's refund policies.

Important: We are not responsible for refunds or disputes related to third-party advertisements or external services accessed through our website.

Data and Privacy Commitment

While we don't charge for access, we are committed to protecting your data:

  • No Data Sales: We never sell your personal information
  • Local Processing: All calculations are performed in your browser
  • Optional Storage: Calculation history is stored locally and can be cleared anytime
  • Transparent Practices: Our Privacy Policy details our data practices

Service Quality Assurance

Instead of monetary refunds, we offer quality assurance through:

  • Accurate Calculations: Our formulas are mathematically verified
  • Regular Updates: We continuously improve functionality
  • Responsive Support: Quick response to bug reports and questions
  • User Feedback Integration: We implement user-suggested improvements

Limitation of Liability

Educational Use Only: Our calculators are for educational and planning purposes only. Always consult with qualified financial professionals before making financial decisions.

Since our service is provided free of charge, our liability is limited to:

  • Ensuring basic functionality of calculator tools
  • Maintaining reasonable uptime and availability
  • Addressing technical issues in a timely manner
  • Protecting user privacy as outlined in our Privacy Policy

We are not liable for financial decisions made based on calculator results.

Dispute Resolution

If you have concerns about our service, please contact us through:

  • Email: support@interestratecalculator.app
  • Contact Form: Contact page
  • Response Time: We typically respond within 24-48 hours

We are committed to resolving any concerns promptly and fairly.

Future Paid Services

Should we ever introduce premium features or paid services in the future:

  • Core calculator functionality will remain free
  • Any paid features will be clearly marked
  • Standard refund policies will apply to paid services
  • Users will be notified in advance of any changes

We will update this policy if paid services are introduced.

Contact Information

For questions about this Refund Policy or our service quality, contact us at:

  • Email: support@interestratecalculator.app
  • Location: Shenzhen, China
  • Business Type: Free Educational Financial Tools

This policy is governed by the laws of China and any disputes will be resolved in Shenzhen, China.