Terms of Service

Agreement to Terms

By accessing and using Interest Rate Calculator ("the Service"), you accept and agree to be bound by the terms and provisions of this agreement. This agreement is between you and the operator of the Service, located in Shenzhen, China.

If you do not agree to abide by these terms, please do not use this service. Your continued use of the Service constitutes acceptance of these terms.

Description of Service

Interest Rate Calculator provides free online financial calculators and educational tools, including:

• Simple interest calculations
• Compound interest calculations
• Loan payment calculations
• Interest rate conversions
• Financial formula explanations
• Interactive charts and graphs
• Educational content about financial planning

Service Location: This service is provided from Shenzhen, China and is accessible globally through the internet.

Use License

Permission is granted to temporarily use Interest Rate Calculator for personal, non-commercial transitory viewing only. This is the grant of a license, not a transfer of title, and under this license you may not:

• modify or copy the materials
• use the materials for any commercial purpose or for any public display
• attempt to reverse engineer any software contained on the website
• remove any copyright or other proprietary notations from the materials

This license shall automatically terminate if you violate any of these restrictions and may be terminated by us at any time.

Disclaimer

The materials on Interest Rate Calculator are provided on an 'as is' basis. Interest Rate Calculator makes no warranties, expressed or implied, and hereby disclaims and negates all other warranties including without limitation, implied warranties or conditions of merchantability, fitness for a particular purpose, or non-infringement of intellectual property or other violation of rights.

Further, Interest Rate Calculator does not warrant or make any representations concerning the accuracy, likely results, or reliability of the use of the materials on its website or otherwise relating to such materials or on any sites linked to this site.

Limitations of Liability

To the maximum extent permitted by law, Interest Rate Calculator and its operators shall not be liable for any damages (including, without limitation, damages for loss of data, profit, or business interruption) arising out of:

• The use or inability to use our Service
• Reliance on calculation results for financial decisions
• Technical errors or service interruptions
• Third-party content or services

Our maximum liability to you shall not exceed $100 USD or the equivalent in your local currency.

Some jurisdictions do not allow limitations on implied warranties or liability for consequential damages, so these limitations may not apply to you.

Accuracy of Materials and Results

The materials and calculations on Interest Rate Calculator could include technical, typographical, or computational errors. We do not warrant that any of the materials or calculation results are accurate, complete, or current.

Interest Rate Calculator may make changes to calculations, formulas, or content at any time without notice. We do not make any commitment to update materials or notify users of changes.

Financial Decision Responsibility

You acknowledge and agree that:

• All calculation results are estimates for educational purposes
• You should consult qualified financial professionals before making financial decisions
• You should obtain official quotes from lenders or financial institutions
• Actual rates, fees, and terms may differ significantly from calculator results
• We are not liable for financial decisions based on our calculator results

Links

Interest Rate Calculator has not reviewed all of the sites linked to our website and is not responsible for the contents of any such linked site. The inclusion of any link does not imply endorsement by Interest Rate Calculator of the site. Use of any such linked website is at the user's own risk.

Prohibited Uses

You may not use our service:

• For any unlawful purpose or to solicit others to perform unlawful acts
• To violate any international, federal, provincial, or state regulations, rules, laws, or local ordinances
• To infringe upon or violate our intellectual property rights or the intellectual property rights of others
• To harass, abuse, insult, harm, defame, slander, disparage, intimidate, or discriminate
• To submit false or misleading information
• To upload or transmit viruses or any other type of malicious code
• To spam, phish, pharm, pretext, spider, crawl, or scrape
• For any obscene or immoral purpose
• To interfere with or circumvent the security features of our service

Modifications

Interest Rate Calculator may revise these terms of service for its website at any time without notice. By using this website, you are agreeing to be bound by the then current version of these terms of service.